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Kelferd Hor is a seasoned digital product manager with over a decade of experience in the technology industry. He is a Chartered IT Professional (CITP) and Certified Professional (CP) with a Professional MBA in Entrepreneurship. He is currently the VP of Investors Digital Experience at RHB Banking Group, where he is responsible for the development and delivery of digital wealth management solutions and conversational banking.

Kelferd Hor VP, Squad Lead of Investors Digital Experience RHB Banking Group

"Success is not the key to happiness. Happiness is the key to success. If you love what you are doing, you will be successful". – Albert Schweitzer

Bill Gates once remarked, It’s fine to celebrate success, but it is more important to heed the lessons of failure”.His words resonate deeply, as true success rarely happens overnight. It’s the result of consistent effort, resilience during challenging times, and a steadfast commitment to never giving up. In this issue, we spotlight companies that have weathered storms and emerged stronger over time. As Thomas Edison famously said, Our greatest weakness lies in giving up. The most certain way to succeed is always to try just one more time”.

Running a company demands unmatched focus and dedication. It’s essential not to become complacent with success or disheartened by setbacks. What truly matters is the relentless determination to operate with a mindset that benefits all involved. Challenges are inevitable in business, and they often reveal areas for growth. This is why John C. Maxwell asserted, The pessimist complains about the wind. The optimist expects it to change. The leader adjusts the sails”.Staying resilient in today’s fast-paced environment is no easy task. Many companies faced significant hurdles during the lockdown, leading to tough decisions.

However, numerous companies demonstrated remarkable leadership by standing by their employees and providing necessary support. In this issue, we’ll explore how these companies navigated tough times and continue to operate effectively. Enjoy reading!
CIOVisionaries is a global business magazine platform where you can explore the perspectives of successful entrepreneurs, business owners, and innovators who drive business around the globe. Known for its honesty and genuineness, CIOVisionaries has earned recognition from business leaders worldwide.

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